Social Security and Living with AIDS
By: Viojieley Gurrobat
Over the years, cases of people living with HIV/AIDS have increased.
Although treatment for AIDS and HIV exist, there is no known cure until
today. People with AIDS are confronted with the problem of coping up with
pressing health and income needs. They are also often placed in an
uncomfortable situation by people who judge them based on their illness.
Although there are only a few known ways of transmitting this disease, a
lot of people are still unaware of this. As a result they shun away from
them in times they are needed most. The worst part of having this disease
is when family members or relatives are not able to give their support, be
it financially or emotionally. Hence, it is important to know that just
like knowing that someone you care has cancer or deafness, having AIDS can
let you know things about someone or about yourself that you haven't
really thought of. Who knows, you might actually learn something valuable
about human nature from someone who has this disease.
AIDS can no doubt destabilize a society in various ways. It can change how
society treats people with this illness, it can weaken the economy and it
can shatter families and communities. AIDS can also financially injure
you. So how can you comply with the complex and extensive treatment and
cope with your daily expenses when you are physically unable to work?
Fortunately, people living with AIDS can also claim for Social Security
benefits. The programs that are often involved for people with AIDS are
Social Security Disability Insurance Benefits (SSDI) and Supplemental
Security Income (SSI). Although medical eligibility for these programs is
the same, there are some differences between these two. Basically, you pay
for SSDI with your Social Security taxes when you work. The amount of your
monthly benefit depends on how much you earned when you were working. On
the other hand, people who do not qualify for Social Security or whose
Social Security benefits are low may qualify for SSI if they have low
income and limited resources.
When you are thinking of applying for Social Security, you need to discuss
this with your doctor. If you think you are ready to file for benefits,
you can begin the application by contacting the Social Security
Administration. Social Security is there to help you manage financially
and help you receive the medical care you deserve. But sometimes, Social
Security rules and regulations can be confusing and complicated to
understand. It is, therefore, sometimes okay and necessary to seek legal
help. Lawyers who have knowledge of the Social Security law can help you
go through the process confidently and smoothly as much as possible.
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